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Case studies

Wider-implications process was not applied

The wider implications process is not designed to deal with concerns raised by the parties to an individual complaint about:

  • the procedures of the FSA, OFT or the ombudsman service or
  • the fairness of an individual decision.

The ombudsman service, FSA and OFT have separate arrangements for dealing with such concerns.

 

Cases where the FSA, OFT and the ombudsman service have agreed that it would not be appropriate to apply the wider implications process include:

Case Number: WI-B01

'Splits' intermediaries – request for FSA and expert input to the ombudsman service »

last updated November 2005

Case Number: WI-B02

Banking practice – use of cash machines (ATMs) and unarranged overdrafts »

last updated November 2005

Case Number: WI-B03

Mortgage endowment complaints – the application of "time bar" rules »

last updated August 2007

Case Number: WI-B04

Hypothetical question about insurance complaints – the ombudsman's view »

last updated August 2007

Case Number: WI-B05

Individual case – compensation calculation »

last updated August 2007

Case Number: WI-B06

Shared appreciation mortgages – alleged wide-spread mis-selling »

last updated August 2007

Case Number: WI-B07

Bank merger – alleged maladministration »

last updated August 2007